There are two options to pay your premium:

• Your Mortgage Escrow Account

• Out-of-Pocket/Self Pay

1) Paying via Your Mortgage Escrow Account

If you have an escrow account set up with your mortgage company, you can have your insurance premium paid via that account. Ensure you have an active and funded escrow account if you want to pay using this option.

How it works - 

As soon as your policy is bound (signed and official) Kin will send the invoice and declarations page to your mortgage company. These documents are faxed to the number we already have on file for your lender.

When billed to a mortgage company, the due date for a policy’s payment is 30 days after the effective date.

2) Paying Out-of-Pocket/Self Pay

We accept all major Credit Cards and Debit Cards:

• Visa

• MasterCard

• American Express

• Discover Card

A Self Pay policy must be paid before the policy’s effective date. If you have an installment plan, the first payment must be made before the policy’s effective date.

Card Payment Declined?

If your card payment is declined but you have enough money to cover the payment, try giving your card provider a call! The best number to call will be the one listed on the back of your card. Ask them if there are any holds or security flags on your card, this happens fairly frequently for payments over $1000.

*We do not accept personal checks at this time.