Homeowners insurance covers the structure of the buildings, other structures, and the owner’s personal belongings on the property.

Homeowners insurance does not extend personal liability benefits to temporary occupants (specifically the potential liability if a tenant or their guests are injured on your property) This is why renters need their own insurance to cover their personal property and liability.

If you're a landlord, we recommend you make it a condition of the lease that your tenants have renters insurance – it can save you a lot of arguments and headaches if disaster strikes.

If you rent out your property, let us know! Kin offers policies specifically designed to protect a landlord's property.

At this time, we do not offer renters insurance through Kin.