Can I change my coverages and deductibles?

January 11 2024 4:18pm

We can make adjustments to your coverages and deductibles at any point before your Effective Date. You also have the option to adjust coverage, deductibles, and endorsements at renewal.


Only some coverages may be adjusted between when your policy starts and your renewal window opens.


Many factors including how many days your policy has been in effect and what state you live in may affect if and when we are able to adjust your coverages or deductibles after your policy starts. Most updates must be made within the first 30 days.


A few possibilities are:

  • Add or Remove Hurricane and Wind Coverage

  • Add or Remove Flood Coverage

  • Increase or Decrease Deductibles

  • Add Solar Panel Coverage

  • Add Other Structures Coverage


Coverage A (dwelling coverage) may not be lowered, even at renewal. Coverage A is the most that would be paid out if there was a total loss to your primary home and all structures attached to it.

See Related